Why would I need Private Car Excess Insurance?
If there is a significant gap between the costs you are facing to repair or restore your vehicle and the amount you have received from the insurance company, you are going to be faced with one of two painful choices:
- To pay out of your own finances.
- To keep your car off the road until you are able to.
Of course, if you have our car excess insurance policy you will have a third option - where the Bettersafe claims management team will pay the excess amount direct to the garage.
This means you can feel confident that once your vehicle is repaired, it is ready for you to drive away - without you having to pay the excess yourself.
Another benefit of our policy is that you may be able to use your excess cover to save you money overall.
If you have purchased our policy, you may be able to increase the amount of excess you can voluntarily take on the motor policy. This excess would then be covered by your Bettersafe insurance policy. You might see a substantial reduction in your motor premium as a result.